SMSF LOANS

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Thinking of buying property through your super?
You’re not alone. Self-Managed Super Funds (SMSFs) are quietly doing more property investing than people realise.

SMSFs aren’t for everyone - but if you’ve got some decent super saved (usually around $200k+) and a genuine interest in property, it might be worth a closer look.

I’m not here to give you financial advice — that’s your advisor’s role.
But if you’re wondering, “Can I actually borrow through my SMSF?” - reach out.

A few things to know:
• You’ll usually want around $200K in super, but it can be done with less.
• You’ll pay higher rates than a standard home loan.
• You can’t live in the property — it has to be a long-term investment.
• Rental income + super contributions are what service the loan (not your salary).
• You’ll need a licensed financial advisor and an accountant to set everything up — it’s a bit of work on their end.
• There are ongoing accounting fees to keep your SMSF structured and compliant.

I help you:
• Work out if the numbers even work - borrowing power, based on the property's rental income and your super contributions.
• Access lenders that support residential and commercial SMSF loans.

I’m not here to tell you if it’s right for you.
I’m here to help you figure out if it’s even possible - and what the numbers could look like.

“Plenty of lenders won’t touch SMSF loans - I work with the ones who do.”

Reach out and let’s talk about what’s actually possible.